By Arnt Meyer. Types of car. Published at Wednesday, April 03rd, 2019 - 06:28:13 AM.
Some clauses and downside that you have to consider with this type is in the third party clause which states the one has to be in a vehicular accident with another car and one is at fault. This excludes the event that you run over a tree or crash into a wall and if you are involved in an accident that is not your fault.
Problem 1: for instance buying a brand new car big or small you can guarantee that a new driver will damage it in some way within the first few months whether this be against another car or something on the street such as a wall at best a new driver will get away with scratched alloys or missing wheels trims. The only reason they haven t damaged the car on their driving lessons is due to their driving instructors.
Collision Coverage: This cover damage to your car if ever you hit other vehicles or your car is hit by other car. The coverage limits to the term and condition that is in your policy.
Now you re probably thinking what happens to your own car if you need to get it repaired or replaced. The answer is that you need collision coverage. This protects you if you are at fault in an accident.
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