By Ailse Hahn. Types of car. Published at Thursday, March 14th, 2019 - 18:04:51 PM.
Liability Coverage: This includes bodily injury liability and death which you are responsible. In body injury this covers medical bills loss of income or suffering and pain.
Collision Insurance – Collision insurance covers the damage repair to your car when you collide with another car or even an inanimate object. This is not for general repairs needed to your car however. This insurance would only come into play if you hit something with your car whether it s another automobile or some kind of object / property. Regardless of the collision this type of insurance will cover the repair (or replacement) of your car even in the case of severe accidents such as a rolled vehicle. Collision insurance is one of the most common types of car repair insurance because it has a wide coverage blanket meaning many more type of repairs are covered under this type of a policy.
Some clauses and downside that you have to consider with this type is in the third party clause which states the one has to be in a vehicular accident with another car and one is at fault. This excludes the event that you run over a tree or crash into a wall and if you are involved in an accident that is not your fault.
As you can see before you buy car coverage try to know that there are 3 kind of fundamental types. The theft and fire of third party which cover the liability the cause of damage and also cover you for the fire damage to your vehicles.
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