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By Adriane Lorenz. Types of car. Published at Tuesday, March 19th, 2019 - 05:55:17 AM.

Most states require you to carry liability insurance so that if you get in an accident that you cause the other guy s protected. A typical state requires $15 000 to $30 000 in bodily harm and $5 000 in vehicle damage. Did you know that you can lose your driver s license or even go to jail if you don t carry liability insurance? But this minimum coverage may not be enough for you – your own vehicle isn t protected under this kind of policy.

Some clauses and downside that you have to consider with this type is in the third party clause which states the one has to be in a vehicular accident with another car and one is at fault. This excludes the event that you run over a tree or crash into a wall and if you are involved in an accident that is not your fault.

Initially you must decide whether or not you are looking for a universal or custom fitted protective car cover. Generic kinds of covers are less expensive but offer a lower level of protection. A protective cover that does not fit well will damage your automobile by flapping in the wind and scratching your paint. Furthermore it will allow dust to get into your automobile which will scratch your paint job when you put on and remove the cover. On the other hand a customized cover offers a close fit and can often be locked to defend against thieves.

Passive alarm: Unlike active alarms passive alarms are much smarter. The moment the ignition is turned off and the doors are closed they get switched on automatically. Hence there is no need for the user to remember to arm the alarm after exiting the vehicle. Another interesting fact about these alarms is that many insurance companies offer special discounts for cars equipped with passive arming alarms.


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