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Published at Tuesday, March 12th, 2019 - 20:34:59 PM. Types of car. By Albertyne Peters.

Most states require you to carry liability insurance so that if you get in an accident that you cause the other guy s protected. A typical state requires $15 000 to $30 000 in bodily harm and $5 000 in vehicle damage. Did you know that you can lose your driver s license or even go to jail if you don t carry liability insurance? But this minimum coverage may not be enough for you – your own vehicle isn t protected under this kind of policy.

Some clauses and downside that you have to consider with this type is in the third party clause which states the one has to be in a vehicular accident with another car and one is at fault. This excludes the event that you run over a tree or crash into a wall and if you are involved in an accident that is not your fault.



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