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By Adriane Lorenz. Types of car. Published at Saturday, March 09th, 2019 - 07:08:13 AM.

What types of car insurance are there? The myriad of options may have left you confused. The aim of this article is to cut through that confusion and help you make a plan that will give you and your family the financial security that you need should something bad happen while you are in the car. The answer to this important question depends on what kind of insurance needs you have.

Collision Coverage: This cover damage to your car if ever you hit other vehicles or your car is hit by other car. The coverage limits to the term and condition that is in your policy.

Collision Insurance – Collision insurance covers the damage repair to your car when you collide with another car or even an inanimate object. This is not for general repairs needed to your car however. This insurance would only come into play if you hit something with your car whether it s another automobile or some kind of object / property. Regardless of the collision this type of insurance will cover the repair (or replacement) of your car even in the case of severe accidents such as a rolled vehicle. Collision insurance is one of the most common types of car repair insurance because it has a wide coverage blanket meaning many more type of repairs are covered under this type of a policy.

This type of the auto insurance provides the middle ground for the affordability in contrast with the full comprehensive and the security when it comes to coverage. With this type of car insurance events of accidental fire or theft may still be covered and if ever you get involved in a vehicular accident and it is your fault then it can be covered by the insurance.


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