By Audrick Krause. Types of car. Published at Tuesday, March 12th, 2019 - 16:37:11 PM.
What types of car insurance are there? The myriad of options may have left you confused. The aim of this article is to cut through that confusion and help you make a plan that will give you and your family the financial security that you need should something bad happen while you are in the car. The answer to this important question depends on what kind of insurance needs you have.
Automobile Liability – Liability auto repair insurance is actually available in two forms. You can purchase bodily injury liability or property damage liability insurance. These two types of car repair insurance are pretty self explanatory. Body liability insurance will cover any bodily injury (car passengers) only so while it is lumped in as a car insurance this would not cover any car repairs. Property damage liability insurance would cover damage caused to your car as well as any public property that is damaged in the case of an accident.
Another decision that you will need to make is the amount of defense that is required against water. Waterproof protective car covers are normally manufactured with some sort of plastic which is occasionally coated for added protection. These covers will give you excellent protection against water but have the drawback of occasionally trapping moisture between the cover and the vehicle causing corrosion and damage to the finish. These kinds of protective covers should be utilized in conjunction with a soft inner cover like cotton which will prevent moisture.
There are 4 common types of car insurance packages and these are: (1) the fully comprehensive auto insurance type (2) third party fire and theft type (3) third party insurance type and lastly (4) the specialized auto insurance type.
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