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Published at Tuesday, March 19th, 2019 - 21:38:13 PM. Types of car. By Adelle Jäger.

Automobile Liability – Liability auto repair insurance is actually available in two forms. You can purchase bodily injury liability or property damage liability insurance. These two types of car repair insurance are pretty self explanatory. Body liability insurance will cover any bodily injury (car passengers) only so while it is lumped in as a car insurance this would not cover any car repairs. Property damage liability insurance would cover damage caused to your car as well as any public property that is damaged in the case of an accident.

Most states require you to carry liability insurance so that if you get in an accident that you cause the other guy s protected. A typical state requires $15 000 to $30 000 in bodily harm and $5 000 in vehicle damage. Did you know that you can lose your driver s license or even go to jail if you don t carry liability insurance? But this minimum coverage may not be enough for you – your own vehicle isn t protected under this kind of policy.


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