By Adelyte Möller. Types of car. Published at Thursday, March 07th, 2019 - 18:20:06 PM.
Comprehensive Insurance – Comprehensive insurance covers solely repairs for damages that could have been incurred due to an elemental damage. This means any damage caused by another driver or the owner of the vehicle would not be covered. However elemental damage would include any damage caused to the car from water hail vandalism theft animal collision wind or fire. This coverage will cover any natural accident that is not caused by a car on car or car on inanimate object collision.
While the upside to this type of insurance is that it provides maximum security and protection for your vehicle one must also take note of some aspects when considering for a full comprehensive plane. One is that in contrast with the other types of plans this would be the priciest. One also needs to take note of clauses in the insurance as often full comprehensive do not cover 100% of the cost of the vehicle and only offer up to 80% or so. This is rationalized by insurance companies for avoidance of fraudulent thefts or claims.
After-market alarms: Unlike factory alarms after-market alarms can be installed after purchasing the car. After-market alarms generally have all the features found in factory alarms and more. Many reputed manufacturers offer high-end car alarms that make the car more secure. Depending on the level of security the price of these units varies accordingly. Moreover empowering car with a better technology after-market alarms makes it more difficult and time consuming for the thieves to deactivate the alarm. Some of the newer state-of-the-art alarm systems have features such as starter kill telematics control GPS tracking remote start functions and more.
Active alarm: Active alarms require the owner/user of the car to switch them on before leaving and locking the car. A car alarm can be activated using a transmitter button and the choice of switching on the alarm rests in the interest of the car owner/user. One disadvantage is that the driver needs to remember to switch on/activate the alarm.
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