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Ford 2018 Focus ST

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By Arnt Meyer. Types of car. Published at Thursday, April 11th, 2019 - 06:01:12 AM.

What types of car insurance are there? The myriad of options may have left you confused. The aim of this article is to cut through that confusion and help you make a plan that will give you and your family the financial security that you need should something bad happen while you are in the car. The answer to this important question depends on what kind of insurance needs you have.

As you can see before you buy car coverage try to know that there are 3 kind of fundamental types. The theft and fire of third party which cover the liability the cause of damage and also cover you for the fire damage to your vehicles.

While the upside to this type of insurance is that it provides maximum security and protection for your vehicle one must also take note of some aspects when considering for a full comprehensive plane. One is that in contrast with the other types of plans this would be the priciest. One also needs to take note of clauses in the insurance as often full comprehensive do not cover 100% of the cost of the vehicle and only offer up to 80% or so. This is rationalized by insurance companies for avoidance of fraudulent thefts or claims.

Active alarm: Active alarms require the owner/user of the car to switch them on before leaving and locking the car. A car alarm can be activated using a transmitter button and the choice of switching on the alarm rests in the interest of the car owner/user. One disadvantage is that the driver needs to remember to switch on/activate the alarm.


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