Published at Thursday, March 07th, 2019 - 06:53:35 AM. Types of car. By Adelyte Möller.
Most states require you to carry liability insurance so that if you get in an accident that you cause the other guy s protected. A typical state requires $15 000 to $30 000 in bodily harm and $5 000 in vehicle damage. Did you know that you can lose your driver s license or even go to jail if you don t carry liability insurance? But this minimum coverage may not be enough for you – your own vehicle isn t protected under this kind of policy.
Comprehensive Insurance – Comprehensive insurance covers solely repairs for damages that could have been incurred due to an elemental damage. This means any damage caused by another driver or the owner of the vehicle would not be covered. However elemental damage would include any damage caused to the car from water hail vandalism theft animal collision wind or fire. This coverage will cover any natural accident that is not caused by a car on car or car on inanimate object collision.
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