By Albertyne Peters. Types of car. Published at Tuesday, March 26th, 2019 - 18:11:11 PM.
This type of insurance is considered to be the basic type and covers the event that you get involved in an accident with another vehicle and it is your fault. As the name suggests this type would be similar to the previous one except with the fire and theft insurance claims. This basic insurance package is usually not preferred except for those vehicles that have little or no value.
Comprehensive Insurance – Comprehensive insurance covers solely repairs for damages that could have been incurred due to an elemental damage. This means any damage caused by another driver or the owner of the vehicle would not be covered. However elemental damage would include any damage caused to the car from water hail vandalism theft animal collision wind or fire. This coverage will cover any natural accident that is not caused by a car on car or car on inanimate object collision.
When deciding between types of policies it is important to weigh your options and take all the aspects of your daily life into consideration. For example if you live in an area that is prone to extreme weather conditions; comprehensive insurance might be a good idea. However if you live in a mild and stable climate it might be a better idea to opt for a different more appropriate type of car repair insurance. Choose the best option for you and your family based on your location car and budget. Remember though if you do spend just a little bit more money to get the best car repair insurance money can buy then you will at least be safeguarding yourself against any unexpected accidents or unforeseen circumstances.
Finally there is comprehensive coverage. This kind of insurance covers you if there is some kind of problem when you are not in the car. For instance if a tree falls on your car comprehensive coverage has got your back. If vandals smash in your windshield you have protection.